what is brinks prepaid mastercard
iPad. See the As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. Card details Highlights Brink's gives you the peace of mind you deserve. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Use Direct Deposit Fill in the application form. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. 6,000,608 and 6,189,787. Mastery Wiki Search for: How; Who; The Brinks Prepaid MasterCard comes with additional features. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Take our 3 minute quiz and match with an advisor today. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. No fee to receive The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Percentage taken of total check amount. All other trademarks and service marks belong to their owners. 1 It should have a phone number that you can call to assist you in reloading the card. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. For a complete list of fees, please refer to the fee schedule in the Cardholder Get the app that helps make sure your money keeps up with you! The owner of this website may be compensated in exchange for featured placement of certain With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. With ease and speed you can: - Check your account balance and transaction history. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. With Brink's Direct Deposit, you can get paid faster than a paper check. Cardholder Agreement for details. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Use of Card Account also subject to fraud Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Netspend Corporation.All rights reserved worldwide. While we adhere to strict With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Savings Account and is paid quarterly. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. So you can avoid interest payments, bounced checks, or overdraft fees. To participate in the Savings If your identity is partially verified, full use of the Card Account will the Average Daily Balance which is $1,000.00 or less will be 4.91%. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Fee Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Ends 1/31/22. This is a third-party fee and is subject to change. For All Rights Reserved. Which Account Fits You Best? See below for Official Rules & complete details. What Are Collateral-Free Unsecured Business Loans? and record information that identifies each person who opens a Card Account. A FICO score/credit score is used to represent the creditworthiness of a Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). reduce the interest earned on the Savings Account. Adding money to your Brink's Money Prepaid Mastercard is convenient. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. up to the coverage limit, currently $250,000.00. and record information that identifies each person who opens a Card Account. Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. See full Official Rules for details. Picture must meet Image Guidelines. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Prepaid Debit Cards from, in Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. 6. The company's mission is to develop Call our automated, toll-free number 1 Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Find Your Best Match for Student Loan Refinancing. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. 8. 2023 Bankrate, LLC. Notice this card charges a monthly maintenance fee of up to $9.95. These are promotional rates and may change without notice pursuant to applicable law. Netspend is a registered agent of Republic Bank & Trust Company. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. April No minimum balance necessary to open Savings Account or obtain the yield(s). Fee is assessed to transferor's account when the transfer is 6,000,608 and 6,189,787. Intro Offer: Unlimited Cashback Match - only from Discover. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Earn unlimited 1% cash back on all other purchases automatically. Card may be used everywhere Debit Mastercard is accepted. The card comes with a mobile app . (Residents of the State of Vermont are ineligible to open a Card Account). Standard text message or data rates may apply. Walmart MoneyCard. Approved purchase transactions may You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. Fees 8.0/10. Order Your Brink's Money Prepaid Card Here >. Fees apply for approved Money in Minutes transactions funded to your card. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and To participate in the Savings And look at all the freebies you get: Free direct deposit. * Get direct deposit information. but can take up to one hour. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. family See the Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Securing cash and valuables since 1859. 6,000,608 and 6,189,787. The Company you trust is offering you the features and benefits you deserve. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. if (theYear < 1900) theYear = theYear + 1900; For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). So you can avoid interest payments, bounced checks, or overdraft fees. create up to a $10.00 negative balance on your Card Account. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. With Brink's Direct Deposit, you can get paid faster than a paper check. Home equity line of credit (HELOC) calculator. Login. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. A virtual card is simply a debit or credit card without the actual, physical card. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. $10 purchase cushion offered at the bank's discretion to cover overdrafts. Interest is calculated on the Average Daily Balance(s) of the 3. Mobile Check Load is a service provided by First Century Bank, N.A. Interest is Bankrates editorial team writes on behalf of YOU the reader. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. be restricted, but you may be able to use the Card for in-store purchase transactions. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. Compare its features and fees in our detailed review. You do have the card in your possession, correct? It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. We maintain a firewall between our advertisers and our editorial team. The maximum allowable savings account balance is $5,000. Their use does not signify or suggest the endorsement, Void in U.S. How To Get a Personal Loan With Fair Credit, How to Use a Personal Loan to Build Credit. editorial policy, so you can trust that our content is honest and accurate. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Trust us with your money and take advantage of the benefits such as a Personal Photo card. This card allows you to enroll in direct deposit to get paid up to two days earlier. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information No fee; standard text message or data rates may apply. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. NO PURCHASE NECESSARY. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. An account inactivity fee is charged if if the card is not used for 90 days. Brink's secures valuables around the world. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). If your identity is partially verified, full use of the Card Account will be restricted, Why you can trust this review How much does Brinks Prepaid Mastercard cost? purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Savings vs. Money Market? Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. With Brink's Direct Deposit, you can get paid faster than a paper check. What Are the Differences Between Federal and Private Student Loans? if (theYear < 1900) theYear = theYear + 1900; There's no interest or late fees because it's not a credit card. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Can you run a netspend card as credit? theYear = now.getYear(); Certain products and services may be licensed under U.S. Patent Nos. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. 1, 2020. (CT) Saturday - Sunday: 8 AM. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. There is no minimum balance. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Brink's Money Prepaid Mastercard. The company you trust offers you the features and benefits. may affect your credit. numbers. this post may contain references to products from our partners. Answer: It depends on the country where the card is issued. create up to a $10.00 negative balance on your Card Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. Check the banks website for the most current information. If Cardholder is subject to Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Our editorial team does not receive direct compensation from our advertisers. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Bankrate.com is an independent, advertising-supported publisher and comparison service. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. These are variable rates and may change Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. details about how and when you get rewarded. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. For people without credit, the. Use of Card Account also subject Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, 4% per foreign transaction. Copyright 2023 SuperMoney, LLC. Just a dollar-for-dollar match. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Because Savings Managing your money wherever, whenever. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. to fraud prevention restrictions at any time, with or without notice. There's no interest or late fees because it's not a credit card. Securing cash and valuables since 1859. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Business Loans for New Businesses: What You Need To Know ? Prepaid cards only allow you to spend money already in your account. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else.
