Interest Only Graph & Details. Your friend in need is your property indeed. Equitas Small Finance Bank Limited Contact Details BANK OFFICIAL WEBSITE - https://www.equitasbank.com/ CONTACT NUMBERS - 18003001222,044-42995000 EMAIL ID - customerservice@equitasbank.com,info@equitasbank.com TOTAL BRANCHES - 859 HEADQUARTER - Chennai BANK ADDRESS - 4th Floor, Spencer Plaza, No. We are not responsible for any sort of discrepancies. Recurring Deposit Interest Rates Types, Features, Benefits | How to Calculate Recurring Deposit Interest Rate? It is not true that pre-payment of Personal Loan always attracts penalty. Equitas account opening !Personal loan without income proof ~Credit card without income proof - YouTube Equitas account opening !Personal loan without income proof ~Credit card without. Compare and choose the account that suits you best. Accordingly, any persons in possession of the aforesaid should inform themselves about and observe any such restrictions. 17% - 18% diminishing rate of interest. This personal loan available for self-employed people and can be used for social financial requirements such as marriages, medical treatments, or children's education. You need to consider all these components in addition to lowest interest rate. Features and benefits of Equitas Microfinance Pvt. If you add a joint holder, and if s/he has a regular income, then the loan would get approval. Avoid using your internet banking or making payments through internet banking from shared or unprotected Computers/ Smart Phones from public areas. Instant Trading & Demat Account Opening, Manage your savings account with an Indian resident relative as Mandate account holder, Attractive interest upto 8.00% p.a for 888 days*. No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. Equitas Mobile Banking gives you access to your banking services on your Mobile Phone. Use licensed anti-virus software on your computer, and ensure it is regularly updated. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). Wherever additional information / documentation is required to process the application form, the same shall be intimated to the customer within 14 days from the date of receipt of the application form. 18,891 Fans Like. The credit bureau considers such enquiries as hard enquiries and mentions it in your credit report. These are the steps to take when you are prequalifying for a personal loan: 1. Interest rates on personal loan vary from customer to customer. However, it offers two types of unsecured loans without any end-usage restrictions: MSME loans and Microfinance loans. Loan Takeovers & Top up Balance Transfer your existing loans with an additional loan amount. MSME Loans: As per lenders credit profile, Up to 1% of the loan amount for loans above Rs 25,000, Working capital -4% of the Sanctioned amount, 4% on the Term loan principal amount Prepaid, 24% pa on overdue instalment due but not paid till overdue amount is regularised, 2% pa over and above the existing interest rate charged on facility utilisation till conditions are complied, 2% pa over and above the existing interest rate on Term loan principal outstanding till conditions are complied, Term Loan one time charge of 0.25% on loan principal outstanding or Rs 5000, whichever is higher, Working capital one time charge of 0.25% on sanction amount or Rs 5000, whichever is higher, For MSME loans: Self-employed individuals. The bank also offers Cash Credit and Overdraft Account facility to MSME loan customers and small-ticket loans, branded as microfinance loans, to consumers with annual household income of up to Rs 3 lakh. Carrying good credit score does not guarantee personal loan approval as there are other factors like income, regularity of income, employer, employment type, etc. Rate is published at https://rbi.org.in/home.aspx. The audited financial statements of Equitas Small Finance Bank Limited (Bank), as at and for Fiscals 2017, 2018 and 2019 and the reports thereon dated May 4, 2017, April 26, 2018 and May 9, 2019, respectively (collectively the Financial Statements), have been uploaded here by the Bank solely to comply with the requirements specified in the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirement) Regulations, 2018, as amended (SEBI ICDR Regulations). Downloads Everyone info Install About this app arrow_forward Equitas Mobile Banking gives you access to your banking services on your Android Phone. It has 859 branches and. Any opinion expressed on the Financial Statements are subject to change without notice. The bank has not disclosed the list of Equitas Personal Loan Documents. Two Wheeler Loan Eligibility, Documents Needed, Application Process, Benefits | How to Apply a Two Wheeler Loan Online? (adsbygoogle = window.adsbygoogle || []).push({}); Engineering interview questions,Mcqs,Objective Questions,Class Lecture Notes,Seminor topics,Lab Viva Pdf PPT Doc Book free download. When these in a hike in interest rate, loans obtained at fixed rate of interest would not affect. For those times when youre busy or lazy and want everything easy, try NetBanking! Your friend in need is your property indeed. Any unauthorized use of the Financial Statements contained herein is prohibited. Key Points Geographical diversification It has presence in 17 states & UTs with 861 Banking outlets & 330 ATMs with clientele of 40 lacs+ Loan Book Mix It provides loans under 6 categories Pre-payment of Personal Loan always attracts Penalty. Email address of Equitas Small Finance Bank Limited Nehruji Road branch While Equitas Bank has not disclosed the interest rates for its MSME loan, it has mentioned that the interest rates for MSME loans are linked to FBIL 3-month Treasury Bill rate. moneycontrol.com or, its personnel do not post anything, or vet the content posted, . Never note down user ID, password on piece of paper, documents or phones for easy retrieval. If major banks are not providing home loan with poor credit score, you may avail the loan from many other cooperatives banks and NBFCs. Why keep your Savings at home when it can earn you more - Invest in Equitas FD/ RD today! Securities may not be offered or sold in the United States absent registration or an exemption from registration under the U.S. Securities Act of 1933, as amended. While care has been taken in preparing the Financial Statements, none of the Bank or any of its advisors, nor any book running lead managers or selling shareholders, nor any of their respective employees, directors, affiliates, agents or representatives accept any liability whatsoever for any loss howsoever arising from any information presented or contained in the Financial Statements, or the opinions expressed therein. FD Interest Rates Offered by All Popular Banks in India 2021 | How Fixed Deposit Interest Rate is Calculated? - Dinesh Kori, The Monitoring Team had saved my rupees 87,000/- from fraudulent activity & I have gained huge trust on my Card & Account Security with Equitas Bank. which the lender consider during loan approval process apart from good credit score. 8.50 %p.a. CodeForBanks.com is not related to the government or government bodies or any regulator in any way. Balance Transfer your existing loans with an additional loan amount. Good Credit Score Guarantees Personal Loan Approval. CodeForBanks.com does not undertake any liability with respect to the correctness of the content, information and calculations. Our motto is to be able to provide users with as much information as possible at one place. Visit equitasbank.com and select Login from Menu Click on 'Personal' and Select 'New User Registration' Sign up with either 'User Details or Debit Card Details' Select and answer any 3 Security Questions Enter the OTP sent to your registered mobile number and confirm Set Password and submit to activate Internet Banking The interest rate for loan amounts between Rs 3.1 lakhs to Rs 5 lakhs is 22%. Contact Number of Equitas Small Finance Bank Limited Nehruji Road branch. Earn Interest upto 7.50%* p.a for 1 year. It is also incorrect that your loan would be rejected if you do not have regular income. It is an assumption that longer personal loan repayment tenure is better as the borrower will need to pay lower EMIs which he/ she can pay comfortably but it is not so. 30 or 36 months. CodeForBanks.com does not undertake any liability with respect to the correctness of the content, information and calculations. Save & spend without any restrictions with No Maintenance Charges on Equitas Savings Account. Any opinion expressed on the Financial Statements are subject to change without notice. Compare and choose the account that suits you best. Check your credit score. 769, Phase II, Anna Salai, Chennai - 600 002 Dont share your password or CVV details to anybody. It is not correct that Personal Loan at lowest interest rate is the best. The move would be over a period of five years, the central bank said in a discussion paper. Interest Rates, [PDF] Karnataka Vikas Grameena Bank Personal Loan @ 9.99% | Eligibility, Process, Documents Needed, Features and Advantages, Standing instruction registration at the bank, Automated payment through ECS( Electronic Clearing Service), With the help of mobile banking app, if the bank agrees to provide. All Rights Reserved. The scheme is ordained masterfully, so that needy people can get privileges of the scheme easily, on various occasions mentioned earlier. Contact a Mortgage Loan Officer. It has been seen that there are many lenders who do not charge any prepayment penalty. You will need to pay interest for longer time period. Equitas Small Finance Bank Limited Personal Loan Interest Rate at. The scheme is ordained masterfully, so that needy people can get privileges of the scheme easily, on various occasions mentioned earlier. Documents Required for Equitas Bank Saving Account Account Opening Form (AOF) Proof of identity and address ( Aadhar card, NREGA card, PAN card, Passport, Voter's ID, Driving Licence) 2 recent passport-size colored photographs In the case of minors below the age of 10, ID proof of the person who will operate the account is required. Customer ID. Contact Number: 1800 1031222 / 1800 1032977 [PDF] Mahanagar Cooperative Bank Personal Loan @ 11.50% to 15.00% | Features, benefits, How To Apply, Documents Required and Interest Rates, [PDF] Ahmedabad Mercantile Cooperative Bank Personal Loan | Purpose. Information contained in the Financial Statements is provided as is without warranty of any kind, either expressed or implied, including any warranty of fitness for a particular purpose. If you have already taken a lot of loan and the loan to net income ratio is above 40% then the lenders may reject your loan application. To make payments for the Loan via NEFT / RTGS, please contact your Home Branch Branch Manager for further details, Loan Application Forms and Loan Agreements can be accessed inForm Centre, Open Selfe Savings Account in less than 10 minutes. Please note that the Financial Statements do not constitute a draft red herring prospectus, red herring prospectus or final prospectus, a statement in lieu of a prospectus, an offering circular, an offering memorandum, an advertisement, an offer or a solicitation of any offer or an offer document to purchase or sell any securities under the Companies Act, 2013, the SEBI ICDR Regulations, or any other applicable law in India or elsewhere in the world. From 10 Lacs upto 300 Lacs for a tenure from 3 years upto 15 years. Representative 5.1% APR, based on a loan amount of 10,000, over 5 years, at a Fixed Annual Interest Rate of 4.9845% (nominal). No reliance should be placed on, the accuracy, fairness or completeness of the information presented or contained in these Financial Statements. You yourself should not make too many enquires even if it is available free of cost. Payment Gateway. - View Account Summary & Deposit Summary. In case of floating rate loans also, if you do not want EMIs to go up, you can go for increase in tenure. We offer loans as low as INR 10,000 at attractive interest rates. Partnership Firm Registration Procedure, Time, Checklist, Documents Required | How to Register a Partnership Firm? 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